Pradhan Mantri Awas Yojana Gramin Introduction to PMAYG
Pradhan Mantri Awas Yojana Gramin The Pradhan Mantri Awas Yojana Gramin (PMAY-G) is a flagship scheme by the Government of India, aimed at providing affordable housing to rural poor families. The scheme was launched in 2016 with the vision of providing pucca houses with basic amenities to all houseless households and those living in kutcha or dilapidated houses in rural areas by 2024.
Pradhan Mantri Awas Yojana Gramin
PMAYG Key Features
1. Target Beneficiaries
- The scheme is meant for rural households belonging to the Below Poverty Line (BPL) category.
- Families without pucca houses or those living in damaged homes.
2. Financial Assistance
- Rs. 1.20 lakh per house for plain areas and Rs. 1.30 lakh for hilly and difficult areas.
- Direct transfer of funds to the beneficiary’s bank account in installments.
- Additional contribution from state governments.
3. Housing Standards
- Minimum floor area increased from 20 sq. mt. to 25 sq. mt.
- Pucca house with basic amenities such as electricity, water, and sanitation.
4. Convergence with Other Schemes
- Implemented in collaboration with MGNREGA, Swachh Bharat Mission (SBM), and National Rural Livelihoods Mission (DAY-NRLM) for holistic development.
Pradhan Mantri Awas Yojana Gramin
Eligibility Criteria for PMAYG 2025
The eligibility is determined based on the Socio-Economic and Caste Census (SECC) 2011. The following categories are eligible:
- Houseless families
- Families living in kutcha houses with zero, one, or two rooms.
- Households without a literate adult above 25 years of age.
- Households without an adult male aged 16-59 years.
- Landless households earning from casual labor.
- Scheduled Caste (SC), Scheduled Tribe (ST), Minorities, and Other Deprived Sections.
Pradhan Mantri Awas Yojana Gramin
Who is NOT Eligible?
- Households owning motorized two-wheelers, three-wheelers, four-wheelers, or agricultural equipment.
- Families with Kisan Credit Card (KCC) limit of ₹50,000 or more.
- Households where at least one member is earning more than ₹10,000 per month.
- Individuals paying income tax, professional tax, or owning a refrigerator or landline phone.
Pradhan Mantri Awas Yojana Gramin
Required Documents for PMAYG Registration
To apply for PMAYG, you will need:
- Aadhaar Card
- Consent document to use Aadhaar on behalf of the beneficiary
- MGNREGA-registered job card number
- Swachh Bharat Mission (SBM) number
- Bank account details (linked to Aadhaar)
Pradhan Mantri Awas Yojana Gramin
How to Apply for PMAYG Online?
Step-by-Step Guide
- Visit the Official Website: PMAYG Official Website
- Login using Aadhaar: Enter Aadhaar number and verify OTP.
- Fill in Personal Details: Name, gender, mobile number, address, etc.
- Upload Required Documents: Aadhaar, bank details, job card number, etc.
- Submit the Application and keep track of the status via the official portal.
Pradhan Mantri Awas Yojana Gramin
How to Check PMAYG Beneficiary Status?
Follow these steps:
- Visit the PMAYG Dashboard.
- Enter Registration Number OR use the Advanced Search option.
- Check your beneficiary status and approval details.
Pradhan Mantri Awas Yojana Gramin
State-Wise PMAYG Progress (2019-2024)
Below is a summary of houses completed under PMAYG from 2019-2024:
| State | 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 |
|---|---|---|---|---|---|
| Bihar | 3,76,216 | 9,42,615 | 5,08,362 | 11,47,076 | 30,190 |
| Madhya Pradesh | 2,72,863 | 2,61,254 | 6,06,303 | 10,58,374 | 52,732 |
| Uttar Pradesh | 1,74,166 | 37,710 | 10,94,654 | 6,62,368 | 34,840 |
| West Bengal | 2,86,333 | 6,78,583 | 9,59,230 | 1,47,379 | 4,193 |
As of November 2024, 3.21 crore houses have been sanctioned, and 2.67 crore houses have been completed.
Pradhan Mantri Awas Yojana Gramin
PMAYG & Home Loans – How to Avail?
- You can apply for a home loan under PMAYG at designated banks or financial institutions.
- Subsidy of up to Rs. 70,000 with a 3% lower interest rate.
- Maximum loan tenure: 20 years.
1. Download apk for e-KYC and Survey :- Pradhan Mantri Awas Yojana Gramin 2025
| S.No. | Mobile Applications | Download |
|---|---|---|
| 1. | Latest App version for Awaasplus 2024 survey(Play Store) | Link |
| 2. | Download the latest app version of the Awaasplus 2024 survey from the PMAY-G website.(v2.1.20) | Link |
| 3. | AadhaarFaceRD(Play Store) | Link |
2. SOP for conducting Self Survey and Assisted Survey on the Awaas+ 2024 mobile application under PMAY-G :- Pradhan Mantri Awas Yojana Gramin 2025
| S.No. | SOP/Letter | Download |
|---|---|---|
| 1. | SOP- Self Survey and Assisted Survey on the Awaas+ 2024 (English) | Link |
| 2. | SOP- Self Survey and Assisted Survey on the Awaas+ 2024 (Hindi) | Link |
| 2. | Start of Awaas+ 2024 Survey using Awaas+ 2024 Survey Mobile Application under PMAY-G | Link |
Frequently Asked Questions (FAQs)
1. How to Check My Name in the PMAY Gramin List?
Visit the PMAYG official website, go to Citizen Assessment > Track Your Assessment Status, and enter your details.
2. Can I Avail a PMAY Subsidy on an Existing Home Loan?
No, the subsidy is only applicable for new home loans.
3. Do I Need Gram Sabha Approval for PMAYG?
Yes, the Gram Sabha verifies and approves beneficiaries before final selection.
4. How are PMAYG Beneficiaries Identified?
Beneficiaries are identified through SECC 2011 data and verified by Gram Sabhas.
5. What Additional Benefits are Offered?
95 days of employment under MGNREGA.
Toilet construction assistance up to ₹12,000 under Swachh Bharat Mission (SBM-G).
PMAYG Latest News 2025
- Budget 2025 is expected to increase funding for affordable housing.
- Housing finance stocks like LIC Housing Finance, Can Fin Homes, and PNB Housing saw a 46% surge after elections.
Contact Details for PMAYG
- Official Website: PMAYG Portal
- Toll-Free Number: 1800-11-6446 / 1800-11-8111
- Email Support: support-pmayg@gov.in
Conclusion
The Pradhan Mantri Awas Yojana Gramin (PMAYG) 2025 is a revolutionary initiative to provide affordable housing to rural poor families. Apply today and secure a pucca house with government support. Stay updated with the latest developments on the official PMAYG website!
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